The WIP Board of Trust has been notified of an increase to contractual denials for WIP. Please follow the mandatory requirements to apply, guidelines below.
1) TIME LINES TO SEE MEDICAL PRACTIONER (WHO CAN SIGN)
You must see a medical professional within 14 days of the day you first miss work to qualify for benefits commencing on the 8th day of your disability.
Your Medical Practitioner is only required to complete one of the applicable forms; physical health condition, or mental health condition in the WIP Application package unless you have both conditions.
Note that the following medical professionals you are seeking treatment from may sign the Medical Practitioner’s Questionnaire:
- MD (any traditional medical doctor / family physician / specialist)
- Nurse Practitioner
2) TIMELINE FOR SUBMISSION 30 days for a submission of an application from first day of work missed
If you do not submit the application for WIP in 30 days from the first day of work missed, you may be contractually denied. If you are waiting on the medical forms and your doctor is taking longer than anticipated, please submit all the other WIP documents you have; claimants statement. banking information, disclosure, and any other medical notes you have. State when you gave the doctor your application and that it is forth coming.
The claim is registered once all portions of the application are in.
You must submit proof of disability WITHIN 30 DAYS of your first day of work missed.
If you are submitting your claim late (after 30 days) please provide a written explanation regarding the delay. You may not be entitled to receive benefits for any period prior to the date Manion receives all required documentation unless you can show sufficient reason in writing as to why you could not meet the deadline.
3) CLAIMS 14 DAYS OR LESS, MAPLE APP
The following medical professionals: Dentists, Midwives, Chiropractors, used as first point of contact for Medical Treatment, may sign the for disabilities of a duration of 14 days or less. You must be under the care of a medical doctor after 14 days for continuation of coverage.
Have your medical professional clearly indicate the diagnosis, complications (if any), treatment, medication and all dates of visits.
*When utilising the Air Canada Maple app for an absence of 14 days or less, a Medical Practitioner’s Questionnaire is not required. Please obtain and submit a copy of the Medical Notes and Clinical Comments, available for you to download from within the Maple app, and submit with your other claim forms.
4) LOA HOW IT EFFECTS COVERAGE
Did you know if you do not prepay for your LOA of 16 or more days and book-off upon your return to work without returning to full flight attendant duties you will be ineligible for WIP and contractually denied.
30 days to prepay for a LOA, from commencement of the LOA
Prepayment of premiums is required for an absence from the payroll of 16 or more calendar days. You must prepay the required premium in full within 30 days of the commencement of LOA in order to be eligible for benefit consideration following the end of the period.
If your leave of absence of 16 or more calendar days precedes your vacation and you have not prepaid the premium for that leave of absence, coverage will not be reinstated until you return to active work.
5) REDUCED BLOCKS AND WIP
30 Days to pay for RBP Reduced Block program
Members participating in the Reduced Block Program have the option to top-up their Wage Indemnity Plan (WIP) insurable earnings at a flat rate of 35 hours per month in the event that you become disabled during the RBP. This will ensure that the month following the conclusion of your RBP, if you continue to be disabled, your top-up would then take effect and your earnings would be calculated.
Book-off – March 2024 – earnings based on Dec 2023 / Jan 2024 / Feb 2024 flying pay.
Dec flying hours – 38
Jan flying hours – 36
Feb flying hours – 34
For the 3 months, December, January and February, your 3 months average flying hours would be equal to 36 hours. You would be paid 36 hours through to the termination of your RBP in 2024, inclusive as long as you continue to meet the definition of totally disabled from your own occupation as a Flight Attendant. If you remain disabled and continue to qualify for benefits beyond the termination of the RBP, and if you opted to top-up, based on the calculation below, your disability payments would go from 36 hours to 71 hours per month.
The top-up for the RBP is 35 hours, and is based on your hourly rate x 3.3% plus the Employer’s cost of 1.07% as well as applicable taxes.
If you have questions on the Wage Indemnity Plan please contact me at eberleywip@accomponent.ca.
On Behalf of The Board of Trust,
Patricia Eberley
Administrative Consultant
NOTE: All Policy Booklet information can be accessed on the Air Canada Component of CUPE web site www.accomponent.ca.
Manion, Wilkins & Associates
Plan Administration
626-21 Four Seasons Place
Etobicoke, Ontario
M9B 0A6
Switchboard: 416-234-5044
Toll Free Line: 1-800-663-7849
Fax: 416-234-0127
Contact Centre: 1-866-532-8999